Monthly Archive for November, 2007

A young and pretty lady posted this on a popular forum:

Title: What should I do to marry a rich guy?

I’m going to be honest of what I’m going to say here. I’m 25 this year.
I’m very pretty, have style and good taste. I wish to marry a guy with $500k
annual salary or above. You might say that I’m greedy, but an annual salary
of $1M is considered only as middle class in New York. My requirement is not
high. Is there anyone in this forum who has an income of $500k annual
salary? Are you all married? I wanted to ask: what should I do to marry rich
persons like you? Among those I’ve dated, the richest is $250k annual
income, and it seems that this is my upper limit. If someone is going to
move into high cost residential area on the west of New York City Garden
(?), $250k annual income is not enough.

I’m here humbly to ask a few questions:

1) Where do most rich bachelors hang out? (Please list down the
names and addresses of bars, restaurant, gym)

2) Which age group should I target?

3) Why most wives of the riches is only average-looking? I’ve met
a few girls who don’t have looks and are not interesting, but they are able
to marry rich guys

4) How do you decide who can be your wife, and who can only be
your girlfriend? (my target now is to get married)

Ms. Pretty

Here’s a reply from a Wall Street Financial guy:

Dear Ms. Pretty,

I have read your post with great interest. Guess there are lots of girls
out there who have similar questions like yours. Please allow me to analyze
your situation as a professional investor. My annual income is more than
$500k, which meets your requirement, so I hope everyone believes that I’m
not wasting time here.

From the standpoint of a business person, it is a bad decision to marry
you. The answer is very simple, so let me explain. Put the details aside,
what you’re trying to do is an exchange of “beauty” and “money”: Person A
provides beauty, and Person B pays for it, fair and square. However, there’s
a deadly problem here, your beauty will fade, but my money will not be gone
without any good reason. The fact is, my income might increase from year to
year, but you can’t be prettier year after year. Hence from the viewpoint of
economics, I am an appreciation asset, and you are a depreciation asset.
It’s not just normal depreciation, but exponential depreciation. If that is
your only asset, your value will be much worried 10 years later

By the terms we use in Wall Street, every trading has a position, dating
with you is also a “trading position”. If the trade value dropped we will
sell it and it is not a good idea to keep it for long term – same goes with
the marriage that you wanted. It might be cruel to say this, but in order to
make a wiser decision any assets with great depreciation value will be sold
or “leased”. Anyone with over $500k annual income is not a fool; we would
only date you, but will not marry you. I would advice that you forget
looking for any clues to marry a rich guy. And by the way, you could make
yourself to become a rich person with $500k annual income. This has better
chance than finding a rich fool.